RESOURCES FOR NEW YORK CITY HOMEOWNERS
Homeowners across New York City may face housing challenges related to mortgage payments, foreclosure proceedings, or property taxes. This page provides links to trusted, independent resources that exist to help homeowners understand their options and preserve homeownership whenever possible.
Cornerstone Home Solutions does not provide legal or financial advice. We encourage homeowners to consult qualified professionals and nonprofit organizations before making any housing-related decisions.
🏛️ CITY & STATE HOUSING AGENCIES
NYC Department of Housing Preservation & Development (HPD)
HPD provides homeowner assistance programs, foreclosure prevention resources, and referrals to nonprofit housing organizations.
🔗 https://www.nyc.gov/site/hpd
NYC Homeowner Help Desk
The Homeowner Help Desk connects New York City homeowners with free, nonprofit-based assistance related to mortgage foreclosure, tax foreclosure, and housing stability.
📞 Dial 311 and ask for Homeowner Help Desk
🔗 https://www.nyc.gov/site/homeownerhelpdesk
Find a HUD-Approved Housing Counselor https://www.hud.gov/findacounselor
New York State Homes and Community Renewal (HCR)
HCR oversees statewide housing programs, including foreclosure prevention initiatives and homeowner assistance resources.
- Legal aid organizations
- Foreclosure defense attorneys
- Tenant and homeowner rights
🏦 HUD-APPROVED HOUSING COUNSELING
HUD-approved housing counselors provide free or low-cost assistance to homeowners, including help understanding mortgage options, repayment plans, and foreclosure timelines.
🔗 Find a HUD-Approved Housing Counselor:
https://www.hud.gov/findacounselor
These services are available across all five boroughs
⚖️ LEGAL ASSISTANCE & COURT RESOURCES
Legal Aid Society (New York City)
Provides legal services and foreclosure defense to income-qualified homeowners.
New York Legal Assistance Group (NYLAG)
Offers foreclosure prevention services, tax lien defense, and housing-related legal assistance.
NYC Bar Legal Referral Service
Helps homeowners connect with qualified housing and foreclosure attorneys.
🔗 https://www.nycbar.org/get-legal-help
New York Courts Help Center
Provides general information to help homeowners understand court papers, timelines, and procedures.
🧾 PROPERTY TAX & TAX LIEN ASSISTANCE
NYC Department of Finance (DOF)
DOF manages property tax accounts, payment plans, exemptions, and tax lien information.
🔗 https://www.nyc.gov/site/finance
🧾 PROPERTY TAX & TAX LIEN ASSISTANCE
NYC Department of Finance (DOF)
DOF manages property tax accounts, payment plans, exemptions, and tax lien information.
🔗 https://www.nyc.gov/site/finance
🏠 NONPROFIT & COMMUNITY-BASED SUPPORT (CITYWIDE)
These nonprofit organizations provide housing stability services across multiple boroughs:
- Neighborhood Housing Services of NYC
🔗 https://nhsnyc.org - CAMBA
🔗 https://camba.org - Neighborhood Restore
🔗 https://www.neighborhoodrestore.org - Enterprise Community Partners (New York)
🔗 https://www.enterprisecommunity.org
📄 COMMON DOCUMENTS HOMEOWNERS MAY RECEIVE
Homeowners may encounter documents such as:
- Foreclosure summons and complaints
- Notices of pendency
- Mortgage statements
- Property tax bills
- Tax lien notices
- Court conference notices
Homeowners are encouraged to consult qualified attorneys or housing counselors to review these documents.
⚠️ IMPORTANT NOTICE
Cornerstone Home Solutions is not a law firm, housing counseling agency, or financial advisor. We provide general information and referrals only. Homeowners are encouraged to consult licensed professionals and independent organizations before making housing-related decisions.
Resources last updated: January 2026